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Terms and Conditions

Last Updated: October 10, 2025

1. Acceptance of Terms

By engaging with Sridha FinServe ("we," "our," "us") for consultancy services related to motor, health, life insurance, and mutual funds ("Services"), you ("Client," "you," "your") agree to be bound by these Terms and Conditions. This document constitutes a legally binding agreement between you and Sridha FinServe.

2. Scope of Services

Our role is that of a facilitator and consultant. We provide advice based on the information you provide and help you choose suitable financial products offered by various insurance companies and Asset Management Companies (AMCs). Our services include:

  • Assessing your financial needs and risk profile.
  • Recommending appropriate insurance policies and mutual fund schemes.
  • Assisting with the application, documentation, and transaction processes.
  • Providing post-purchase support, including claim assistance and portfolio reviews.

Disclaimer: Sridha FinServe is not an insurance provider or an AMC. The final decision to purchase any product rests solely with you. The issuance of any policy or investment is subject to the terms and conditions of the respective product provider.

3. Client Obligations

To ensure we can provide our Services effectively, you agree to:

  • Provide accurate, complete, and truthful information regarding your identity, financial status, health, and other details required for KYC and product applications.
  • Disclose all material facts that could influence the decision of the insurance company or AMC. Failure to do so may result in the rejection of your application or claim.
  • Review all proposal forms, policy documents, and scheme information documents carefully before signing.
  • Make all premium payments and investments directly to the respective insurance company or AMC. We do not accept cash or direct fund transfers to our accounts for these purposes.

4. Confidentiality and Data Privacy

We are committed to protecting your personal and financial information. All data provided by you will be handled in accordance with our Privacy Policy, which forms an integral part of these Terms and Conditions.

5. Fees and Charges

Our consultancy services are generally remunerated through commissions paid to us by the insurance companies and AMCs from whom you purchase products. You are not required to pay us any separate fee for our consultancy unless explicitly agreed upon in a separate written agreement for specialized services.

6. Limitation of Liability

Our liability is limited to the scope of our consultancy services. We shall not be liable for:

  • Any decision made by the insurance company or AMC regarding your application or claim.
  • The performance of any mutual fund scheme or the returns on your investments, which are subject to market risks.
  • Any loss or damage arising from inaccurate or incomplete information provided by you.
  • Any indirect, incidental, or consequential damages.

Our total liability, if any, shall not exceed the commission earned by us from your transaction in question.

7. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in Surat, Gujarat.

8. Amendments

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective upon being posted on our website or otherwise communicated to you. Your continued engagement with our Services after such changes constitutes your acceptance of the new terms.

9. Contact Information

For any questions or clarifications regarding these Terms and Conditions, please contact us:

Sridha FinServe
Email: rahul@sridhafinserve.com
Phone: +91 9726962676